DZOKOTO, V. A.; APPIAH, E. N.; CHITWOOD, L. P.; IMASIKU, M. L. The Changing Face of Money: Preferences for Different Payment Forms in Ghana and Zambia. Journal of Applied Business and Economics, [S. l.], v. 18, n. 4, 2016. Disponível em: https://articlegateway.com/index.php/JABE/article/view/860. Acesso em: 22 jul. 2024.