Dzokoto, Vivian A., Elizabeth N. Appiah, Laura Peters Chitwood, and Mwiya L. Imasiku. “The Changing Face of Money: Preferences for Different Payment Forms in Ghana and Zambia”. Journal of Applied Business and Economics 18, no. 4 (August 1, 2016). Accessed December 22, 2024. https://articlegateway.com/index.php/JABE/article/view/860.