Moncayo L, Kasztelnik K. The Distinctiveness of Small Business Owners Openness, and Conscientiousness With the Influence on Financial Institution Risk Management With the Logistic Regression Analysis in the United States. JAF [Internet]. 2022 Feb. 15 [cited 2024 Jul. 22];22(1). Available from: https://articlegateway.com/index.php/JAF/article/view/4985